Affordable Residential Lot | No Flood Zone | Build Your Florida Home

Looking for an affordable piece of Florida land? This residential lot offers a great opportunity for a future homesite, investment property, or land hold in a quiet rural community.

Located in Putnam County, this property is zoned R-1 Residential, making it ideal for a site-built home in a peaceful setting surrounded by lakes, nature, and outdoor recreation.

🏡 Property Highlights

• Address: 105 Granada Dr, Florahome, FL 32140
• County: Putnam County
• Lot Size: Approximately 0.17 Acres
• Zoning: R-1 Residential
• Property Type: Vacant Residential Lot
• Flood Zone: No flood zone
• Wetlands: No known wetlands
• HOA: None
• Road Access: Maintained neighborhood road

🌿 Why This Property Stands Out

✔ Affordable Florida land ownership

✔ Residential neighborhood setting

✔ Great future homesite

✔ No HOA restrictions

✔ Low annual taxes

✔ Excellent buy-and-hold investment

✔ Close to numerous lakes and outdoor recreation

📍 Area Benefits

• Near George's Lake
• Close to Florahome and Melrose
• Easy drive to Palatka, Gainesville, and Keystone Heights
• Excellent fishing, boating, and outdoor activities nearby
• Quiet rural Florida lifestyle

Property can close through title company with title insurance for approx. $700- $900. In house closing is available for $249. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.

Zoning: R-A1 / Residential—Single Family

Provides dwellings or structures intended for housekeeping for a single-family unit as defined by the Florida Building Code, and may, depending on the particular zoning district .

**Allowed Use: Housing types shall be limited to site-built and Modular detached single-family housing. Mobile Homes are prohibited.

**R– 1A Minimum setback requirements: Front: 25 feet

Rear: 20 feet Side: 10 feet

Corner side: 20 feet

Minimum lot requirements: 7,500 sqft

Maximum Impervious Surface area: 35%

Maximum building height: 35 feet

Minimum Lot Width: 75 feet

**RV Living: No, Can legally live in an RV on the lot for up to one year if there's an approved building permit for a permanent, site-built home on the property. And should apply for and receive a Temporary Use Permit from Putnam County Planning & Zoning.

**Legal Rd Access: Yes

**Animals Allowed? Chickens only (up to 4)

**Impact Fee : Single Family Home /Modular - $7,711

**Utilities; Septic and Well Required

***********OWNER FINANCE DETAILS**************

Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.

Everyone is approved!

Down payment is $ 1,000 and APR is 10%

5 Years -> $ 167.85 per month

7 Years -> $ 131.15 per month

10 Years -> $ 104.40 per month

.

$249 processing and origination fee applies to all new loans. You will finance $7,900 after down payment and fees.